Posts by Scott Worth

Financing Small Business

Acquire the Equipment You Need to Keep Your Business Moving Forward

Benefits of Financing - Working Capital

To address the equipment needs of our clients in a wide range of industries that include construction, transportation, restaurants, and medical equipment suppliers, Universal Finance offers financing that keeps businesses on track to meet deadlines and avoid interruptions in the projects they are working on.

Our creative financing programs and customizable payment plans provide borrowers with the funds they need to purchase equipment and obtain working capital.

Here are just a few of the many benefits our clients enjoy with a loan from Universal Finance:

Obtain More Buying Power

Our financing programs provide customers with the flexibility to make regular loan payments that work within their budget constraints. Through our wide range of financing options, our clients obtain more buying power and they eliminate the biggest barrier to buying the equipment they need: the high purchase price.

Improve Your Company’s Cash Flow

With a working capital loan from Universal Finance, our customers can boost their business’s cash flow. We can work as fast as you can! Together, we’ll gather all of the necessary documentation so you can get the financing you need to keep your projects moving forward and to meet critical deadlines.

Take on Manageable Monthly Payments

As an experienced lender, Universal Finance has the resources to offer a variety of equipment financing options. Our customizable plans enable long-established businesses as well as start-up companies to make large purchases that can be paid for overtime through manageable monthly payments.

Never Blow Your Budget Again

Once they know what we have to offer and understand how our services can benefit them, many of our customers return to Universal Finance for additional funding. After you establish a rewarding relationship with our team, we look forward to working with you again to get you what you need when you need it without blowing your budget.

Get Approved in as Little as 24 Hours

Apply for financing today and get approved in as little as 24 hours so that you can acquire the equipment you need when you need it. From small loans to substantial funding for your business, we offer fast turnaround financing.

Universal Finance provides loans that can be customized to meet your company’s specific needs and we offer repayment terms for up to 72 months.

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1990 Ford L8000 Boom Truck

1990 Ford L8000 Boom Truck
155,000 Miles
6 Speed
7.8L straight 6 turbo diesel
PTO driven hydraulic for crane
PTO driven air compressor
Dual outriggers
2 stage boom
Awesome truck for your lifting needs!
Price: $15,900

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1988 Ford L9000 Water Truck

1988 Ford L9000 Water Truck
77K Original Miles
8LL Transmission
315hsp big cam Cummins Motor
Water Pump is PTO Driver with all switches in cab
Front and Rear Sprayers
Awesome Truck – Ready to work!
Price: $22,500

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2014 Komatsu PC138 Excavator

2014 Komatsu PC138 Excavator
UC 80%
Low hours 1260
2 foot trenching bucket (available)
4 foot cleanout bucket  (available)
gxs100 hammer ( available)
pretty tight machine.
Price: $134,900


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1992 CAT 325L Excavator

1992 CAT 325L Excavator
80% U/C
Binary Coupler
Hours: 12,000
Top End of Motor Done – with Paperwork
Strong Runner
Price: $29,500

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2007 Ford F550 Enclosed Utility Truck

2007 Ford F550 Enclosed Utility Truck
Mile: 90K
140CFM Air System
Good Brakes
Good Rubber
Good Running Truck
Price: $14,900

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1999 Ti-Brook Tri-Axle Dump Trailer

1999 Ti-Brook Tri-Axle Dump Trailer
34ft Aluminum
80% Brakes
New Tarp Motor
Air Suspension
Ready to Work!
Price: $24,900

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1994 Peterbilt 379 Tandem Axle Tractor

1994 Peterbilt 379 Tandem Axle Tractor
Detroit 60 Series
8 Speed
44 Rears
716k Miles
2 Line Wet System
Air Ride
Work Ready!
Price: $29,500

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1988 Cat 225B Hydraulic Excavator

1988 Cat 225B Hydraulic Excavator
Tracks Sloppy and Sprockets @ 20%
Otherwise, Runs Good!
3208 Engine
10,867 Hours
Price: $19,900

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2005 Peterbilt 379 Tri-Axle Tractor Heavy Hauler

2005 Peterbilt Model 379 Tri-Axle Tractor Heavy Hauler
18 Speed
550 Cat Motor
Air Ride
Heavy Single
Dual 8″ Straight Pipes
895K Miles
Pete low air suspension
48″ air ride flattop sleeper
3.91 Ratio
Michelin Steersman Drop
All Virgin Rubber – 90%
281 Wheel Base
Pedicab class interior
Duel PW and mirrors
Concert class radio
Mint Condition – MUST SEE!
Price: $89,900

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