Why a Working Capital Loan?

As a business owner, you may be in a position where some capital would help keep your business moving and Universal Finance offers many solutions. One of our most popular solutions is to obtain a working capital loan by simply utilizing the equipment you already own. The size of the loan available to your business is calculated based on your assets – this includes the equipment you use every day. Our team will work closely with you to determine the value in your assets and together we’ll come up with a plan to turn them into capital.

A business’s operating liquidity determines its potential working capital loan. Fixed assets such as fully owned property, office space and equipment can be considered as a part of a company’s available capital. In some cases, if a company’s total assets are less than its current liabilities, the business has what is known as a working capital deficit or negative working capital. However, even if your business has a deficit, Universal Finance offers flexible financing options that may be available to you.

Leverage Your Company’s Working Capital to Drive Your Business Forward

For more than four decades, Universal Finance has helped clients obtain working capital loans in a wide range of industries that include construction, transportation, restaurants, and medical equipment suppliers. Unlike a traditional lender, we look beyond how our clients “look on paper”. When we receive a working capital loan application, we work to develop a complete understanding of who the customer is and what they have to offer, oftentimes regardless of their credit score.

Whether you need capital for materials or to help with your ongoing expenses, our team can work with you to establish financing that will turn your assets into cash. By leveraging the equipment that you own, a working capital loan can be done fast and give you the funding you need now.

Click here to learn more about our working capital loans or call us at 781-219-0511 to speak with a representative today!