Industries We Serve


Universal Finance provides a dedicated, single point of contact for individuals seeking loans to start a franchise business. Universal’s extensive experience in commercial lending gives us a unique edge when relating to our small business customers who need a loan to buy a franchise.

Universal provides financing to franchise businesses that includes but is not limited to:

  • Franchise Fees, Professional Fees, and Insurance
  • Down Payments on Real Estate Purchases
  • Leasehold Improvement Costs
  • Promotional Expenses Including Grand Openings
  • Office Supplies, Equipment, Furniture, and Inventory
  • Signs, Fixtures, and Displays
  • Employee Training Costs

As an experienced lender, we understand the economy and we appreciate the financial ebbs and flows that impact franchise businesses. Universal’s decision to provide a loan to a customer is determined by the “Three C’s – Credit, Collateral, and Character.” Unlike a traditional bank, our decisions are based on more than just how a business looks on paper. We develop a complete understanding about who the customer is and what they have to offer. This approach solidifies our relationship with the companies that have secured funding through us to start a franchise.

The foundation of our business is built on client relationships, convenient financing, and fast turnaround. By working closely with our customers to understand their needs, we possess the unique ability to provide borrowers with the funds they need to start a franchise business and obtain working capital. Our customers never have to wait long for an answer, and we work diligently to provide them with funding as quickly as possible.

At Universal Finance, it is our belief that a business shouldn’t suffer because of under-funding. Many businesses fail due to insufficient funding or capital to support their operations. We work with customers to help them utilize their collateral in order to obtain a loan.

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