partner program

Partner Program

At Universal Finance, we know how important it is to partner with a finance company that understands your business. We are a trusted, family-owned direct funding source that focuses on credit, collateral, and character when making decisions. We offer financing plans for all credit profiles from A to D. Our team’s flexible approach to financing will help your customers get the capital they need to purchase the equipment you are selling.

If your business wants to drive more users to your website, enhance lead generation, and increase sales, please contact us by calling 781-439-6000 or email us at to discuss how the program works.



The Benefits of Partnering with Universal Finance Include:

Offer Financing with a Reputable Company

Universal Finance is an established premier lender for over the last four decades. The company has expanded its reach to serve customers in a wide range of other industries including transportation, trucking and landscape construction. We provide borrowers with the financing they need to secure jobs, purchase equipment, and obtain working capital.

Reduce Unqualified Inquiries

Our decision to finance a new customer is done internally and is determined by the 3 C’s – Credit, Collateral & Character. As a Direct Lender, all final decisions are made “in-house”. This advantage allows us to offer fast, flexible financing options.

Increase Qualified Leads

Unlike a traditional lender, we look beyond how our customers “look on paper”. When we receive a loan application, we work to develop a complete understanding about who the customer is and what they have to offer.

Ability to White Label Your Financing

Focus on your brand building and enhancing the overall customer experience with our expertise. We have branded ‘market-ready’ solutions that can be launched faster and cheaper.

Generate Reporting on Conversions

We report on all the conversions that come through our forms and supply reports for you to cross reference applications that have been submitted.

The Benefits for Your Customers Include:

Fast Turnaround

Your customers can be pre-approved within hours and we can fund within days.

Sell More Inventory

We have seamless financing options for all your customers’ credit types. Each customer is more than just a loan application to us, and we will find them a solution.

Direct Lender

Customers don’t have to wait for answers from a bank – close deals faster by working directly with the people lending the money.

Flexible Rates

A member of our team looks at each deal, and our flexible rates are based on the “Three C’s – Credit, Collateral, and Character.” We make decisions that are based not only by what is on paper, but who the customer is – whether they have great credit or poor credit.

Additional Capital

We offer finance options that allow customers to include soft costs into the financing. These added funds can be used to make repairs or obtain additional capital to get the equipment up and running.

Commercial Trailers

Universal Finance is a direct lender therefore, we decide which customer to lend to. Unlike traditional banks and many of our competitors, we look beyond how a prospective customer “looks on paper” to fully understand who the customer is and what they have to offer. This approach has enabled Universal Finance to solidify relationships with thousands of customers who have secured business loans from us for nearly forty years.