We Are a Story Lender that Listens to Customers

As a story lender, the Universal Finance team has years of experience listening to our customers to learn about their businesses and the story behind their funding needs. Unlike a traditional bank, our decisions to provide financing are based on more than just how a business looks on paper – we develop a complete understanding of each customer’s operations, management, and what they have to offer.

When your business needs equipment financing fast, look no further than Universal Finance for all your asset-based lending needs. Our decision to finance a new customer is done internally and is determined by the “Three C’s – Credit, Collateral, and Character”. Because we are a direct lender, all final decisions are made in-house, which allows us to offer fast, flexible financing options.
As a relationship-based lender, we work together to make sure that you can afford the agreed-to monthly payments and that you understand the terms of the loan. Universal Finance will work with you closely to develop a solution based on the relationship that we build with you and with all of our customers. Our team works with every customer personally to develop a financing plan that is tailored to meet their business needs.

The foundation of our business is built on customer relationships, convenient financing, and fast turnaround. By working closely with our customers to understand their needs, we possess the unique ability to provide borrowers with the funds they need for a project, to purchase equipment, and obtain working capital.

To learn more, please use the form to the right or call us at 781-417-5428.

Apply for a Working Capital Loan

Today, many business owners in the construction industry struggle with depleting their cash reserves to cover the upfront costs of purchasing materials for the jobs they do. Many of their customers won’t pay them until the job is complete. A working capital loan would give them the cash they need to keep their bank accounts in check.

The construction equipment financing funds can be used for bulk purchases, payroll or even to get through a slow season. These unsecured loans are good for any type of instance where an owner has reason not to deplete their reserves knowing that the money will be coming in.

For these unsecured working capital loans, all we need to get started is an application and three recent months of bank statements. We can get a deal approved, loan documents signed and funded within one business day. It really can be that quick!

Universal Finance has your lending needs covered and we urge you to contact us today. The team at Universal Finance will work directly with you to provide the guidance you need to secure the financing that is right for your business.