for Construction Equipment, Trucks and Trailers

Universal Finance Corp. established itself as a premier lender to the construction industry in the early 1980’s and, over the last four decades, the company has expanded its reach to serve clients in a wide range of industries including transportation, trucking, and landscape construction. Located just outside of Boston, MA, Universal Finance provides borrowers with the financing they need to secure jobs, purchase equipment, and obtain working capital.

The company’s extensive experience in asset-based lending gives Universal Finance a unique edge when it comes to relating to its customers and understanding each client’s goals. The foundation of its business is built on client relationships, convenient financing, and the ability to provide loans expeditiously.

Commercial Trailers

Universal Finance is a direct lender and therefore, we decide which customer to lend to. Unlike traditional banks and many of our competitors, we look beyond how a prospective customer “just looks on paper” to fully understand who the customer is and what they have to offer. This approach has enabled Universal Finance to solidify relationships with thousands of customers who have secured business loans from us for nearly forty years.

Keep Your Business
Moving Forward

Many times, the failure of a business is the result of insufficient funding, or capital, to support the company’s operations. At Universal Finance, we believe that any reputable business that is well-managed should not suffer due to under-funding. This is why Universal Finance has built its foundation on the practice of enablingclients to use their assets, including the equipment and machinery that they own, as collateral to acquire a working capital loan.

These are the three steps in our quick-turnaround loan process:

Step 1


Simply Complete Our
One-Page Application

Step 2

Review Process

Once Universal Finance has processed your application, we will work together to review your credit, gain an understanding of your business history & discuss your business goals. We’ll look at the financing options available to you and develop a plan to get the funds needed to keep your business moving forward.

Step 3

Obtain Your Capital

After choosing the plan that’s right for you, we’ll gather the necessary documentation and get you signed up. Upon signature, funds are issued either by check or wire – it’s that simple!