Credit, Collateral & Character.

Our decision to finance a new customer is done internally and is determined by these unique key points.
This approach solidifies our relationship with the thousands of contractors we have financed over the years.


Located just outside of Boston, Massachusetts, Universal Finance Corp. has been New England’s premier lender for the construction industry since the early 80’s. Our willingness to work with and understand our customers gives us the ability to provide borrowers with the capital they need to secure jobs, purchase equipment, and get their hands on working capital. Our extensive experience gives us a unique edge when relating to our customers.

The foundation of our business is built on client relationships, convenient financing and fast turnaround. Unlike most commercial lenders in the construction industry, Universal Finance Corp. is a direct lender. As all decisions are made “in-house” you will never wait long for an answer and we’ll work hard to provide you with capital as fast as we can just one more reason to finance your next commercial loan with us.