Who We Are

Universal Finance Corp is a Direct Funding Source
dedicated to helping individuals in many industries

Our Experience

Universal Finance Corp. established itself as a premier lender to the construction industry in the early 1980’s and, over the last four decades. The company has expanded its reach to serve clients in a wide range of other industries including transportation, restaurants, and medical equipment suppliers. Located just outside of Boston, MA, Universal Finance provides borrowers with the financing they need to secure jobs, purchase equipment, and obtain working capital.

The company’s extensive experience in asset-based lending gives Universal Finance a unique edge when it comes to relating to its customers and understanding each client’s goals. The foundation of its business is built on client relationships, convenient financing, and the ability to provide loans expeditiously.

Unlike most commercial lending institutions, Universal Finance is a direct lender and, on a case-by-case basis, all decisions in the loan application process are made in-house as quickly as possible. Our team looks beyond how a prospective client “looks on paper” to develop a complete understanding of who the customer is and what they have to offer.

This approach has enabled Universal Finance to solidify relationships with thousands of clients who have secured business loans from us for nearly forty years.

Our Three Step Loan Process

Step 1 – Apply

Simply complete our one-page application.

Step 2 – Review Process

Once Universal Finance has processed your application, we will work together to review your credit, gain an understanding of your business history & discuss your business goals. We’ll look at the financing options and what equipment finance options are available to you. Then develop a plan to get the funds needed to keep your business moving forward.

Step 3 – Obtain Your Capital

After choosing the plan that’s right for you, we’ll gather the necessary documentation and get you signed up. Upon signature, funds are issued either by check or wire – it’s that simple!

    Start doing more today:

    Request pre-approval to finance the right equipment



    Our mission at Universal Finance is to build as many relationships as possible in order to lend money to people who want the opportunity to make their business succeed.