Our Unique
Approval Process

Our decision to finance a customer is done internally
and is determined by these unique key points:



Universal Finance will run a credit report on all applicants, but your credit score is just one piece of the puzzle. Unlike a traditional bank, we look beyond the number and gain a full understanding of who each customer is whether they have good or bad credit.


Together, we’ll look at the equipment you intend to purchase or that you currently own to make sure there is enough equity in the loan. We will develop a plan to use the equity to get you the money you need.


We want to learn about you, your business and the attributes that make up your character. We want to hear your story. Our unique approach sets Universal Finance apart from others!

We’d Love To Work With You!

We are a family run business looking to work with you. Get started with us today.