Credit, Collateral & Character

Apply with Universal Finance Corp. today and
get approved in as little as 24 hours.

The Financing You Need To
Keep Your Business Moving Forward

Our decision to finance a new customer is done internally and is determined by these unique key points. Unlike a traditional bank, we see past the paper. This approach solidifies our relationship with the thousands of contractors we have financed over the years.

All applicants are subject to our approval process. Applying does not guarantee approval.

By filling out the form below you are starting the application process. Someone from our financing team will follow up with you shortly to obtain all necessary information.

Thank you for your reaching out! Our goal is to get you financed as quickly as possible and a representative will be contacting you shortly about the next steps. There is no impact on your credit, so if you’re ready to take that next step to keep things moving along, complete the full application below and receive the financing you need in record time!

Business Type *

Equipment Location

Owner 1*

Home Address*

Owner 2

Home Address

Who at Universal are you currently working with?*

How did you hear of us?*

Briefly describe operation

By checking this box, I hereby certify that the above information is correct to the best of my knowledge. I authorize Universal Finance Corp. and/or its lenders and assignees, under the Fair Credit Reporting Act, to obtain information from my personal credit report or other information on myself and other principals of the organization; and I authorize my banks and creditors to release any and all credit information needed for thorough evaluation. I understand that I may be required to supply additional information.



Financing for all your business needs
from one piece to commercial fleets.


All decisions are made in-house, so you
never have to wait long for a decision.


We offer a wide variety of payment
options, rates, and schedules.