Industries We Serve
Universal Finance is your direct funding source for commercial truck ﬁnancing. From fleet pickup trucks to day cab tractors to dump trucks, our team of ﬁnancing experts will work directly with you to ﬁnd commercial trucks for your business and provide you with the loan needed to purchase them. Universal Finance provides a dedicated, single point of contact for premier lending for commercial truck ﬁnancing.
Universal’s extensive experience in commercial truck ﬁnancing gives us a unique edge when relating to small business owners. As an experienced lender, we understand the transportation and commerce economy and we work with our commercial trucking clients to help them keep up with demand when business is booming as well as remaining viable when the workload is slow.
Our decision to provide a loan is determined by the “Three C’s – Credit, Collateral, and Character.” Unlike a traditional bank, we consider more than just how a business looks on paper. Universal develops a complete understanding of who the customer is and what they have to offer. This approach solidifies our relationship with the companies that have secured commercial trucking ﬁnancing from us for more than four decades.
Universal provides commercial truck ﬁnancing that includes but is not limited to:
- Box Trucks
- Concrete Trucks
- Big Rigs
- Service Trucks
- Sleeper Trucks
- Tow Trucks
- Utility Trucks