Industries We Serve
From sleeper trucks to box trucks to reefer trailers, Universal Finance can help you find the transportation equipment you need and provide you with the loan needed to purchase them. Universal Finance provides a dedicated, single point of contact for premier commercial lending to the transportation industry.
Universal’s extensive experience in commercial transportation financing gives us a unique edge when relating to our small business customers. In many cases, Universal Finance will travel to meet new customers to gain a better understanding of their operation and to inspect their transportation equipment and related machinery.
As an experienced lender, we understand the economy and we appreciate the financial ebbs and flows that impact the transportation industry. Universal’s decision to provide a loan to a customer is determined by the “Three C’s – Credit, Collateral, and Character.” Unlike a traditional bank, our decisions go beyond just how a business looks on paper. We develop a complete understanding about who the customer is and what they have to offer. This approach solidifies our relationship with the companies that have secured commercial transportation financing from us over the years.
The foundation of our business is built on client relationships, convenient and fast equipment financing, and rapid turnaround. By working closely with our customers to understand their needs, we possess the unique ability to provide borrowers with the funds they need to purchase transportation equipment and obtain working capital.
Our customers never have to wait long for an answer, and we work diligently to provide them with funding as quickly as possible.
At Universal Finance, it is our belief that a business shouldn’t suffer because of under-funding. Many businesses fail due to insufficient funding or capital to support their operations. We work with customers to help them utilize their transportation equipment as collateral in order to obtain an equipment or a working capital loan. By using their existing equipment and machinery, customers can obtain a loan based on the value of these assets.
For more information, please call Universal Finance Corporation, Truck, and Transportation Financing, at 781-528-0904.